Do you know, which cars are least likely to have catalytic converter stolen? No. Catalytic converters are valuable targets for thieves due to the precious metals they contain, such as platinum, palladium, and rhodium. Which cars are least likely to have catalytic converter stolen? Unfortunately, some vehicles are more susceptible to catalytic converter theft than others. According to recent statistics, the following vehicles are most likely to be targeted by thieves:
Ford F-Series (1985-2021)
- Honda Accord (1989-2020)
- Jeep Patriot (2007-2017)
- Ford Econoline (1990-2022)
- Chevrolet Silverado (1999-2021)
- Chevrolet Equinox (2005-2021)
- Honda CR-V (1997-2020)
- Toyota Camry (1987-2019)
- Chrysler 200 (2011-2017)
- Toyota Prius (2001-2021)
Hybrid vehicles like the Toyota Prius are particularly vulnerable to catalytic converter theft due to the valuable metals used in their converters and the ease of accessing them. Thieves also tend to target trucks and SUVs, which have large engines and high ground clearance that make it easy to reach the catalytic converter .
To protect your vehicle from catalytic converter theft, you can take some preventative measures. Installing a security device that makes the converter harder to remove, such as a lock or cage, can help. An alarm that activates with vibration is another option. Engraving your license plate number on the converter can also help deter thieves and assist investigators if the converter is recovered.
Some car manufacturers have made it more difficult for thieves to steal catalytic converters by making them harder to access. Brands such as Jeep, Chrysler, Ford, Dodge, Chevrolet, Nissan, Mazda, Subaru, and Hyundai have taken measures to reduce the risk of theft by shrinking the overall size of converters, which means they contain fewer precious metals.
If you live in California, you should be particularly vigilant as the state has become a hotspot for catalytic converter theft. In 2022, more than 43,200 converters were stolen in the U.S, with claims for these stolen parts doubling compared to previous years.
Will Car Insurance Cover Stolen Catalytic Converter?
As the value of precious metals, such as platinum, rhodium, and palladium, continues to rise, the theft of catalytic converters has become increasingly common. With the cost of replacing a stolen converter ranging from several hundred to over a thousand dollars, car owners are left wondering if their insurance will cover the cost of replacing the stolen part. In this article, we will discuss whether car insurance covers stolen catalytic converters, and what steps car owners can take to protect themselves from this type of theft.
What is a Catalytic Converter?
Before we dive into whether car insurance covers stolen catalytic converters, it’s important to understand what a catalytic converter is and what it does. A catalytic converter is a device that is installed in the exhaust system of a vehicle to reduce harmful emissions. It works by converting toxic pollutants in the exhaust gases, such as carbon monoxide, into less harmful substances, such as carbon dioxide and water vapor .
Why are Catalytic Converters Stolen?
Catalytic converters are valuable because they contain precious metals, such as platinum, rhodium, and palladium, which are used as catalysts to help reduce emissions. Thieves steal catalytic converters and sell them to scrap metal dealers, who melt them down and extract the precious metals. The theft of catalytic converters has become more common in recent years, especially for cars with high ground clearance, such as SUVs and trucks, as the converters are easier to access.
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Does Car Insurance Cover Stolen Catalytic Converters?
Whether car insurance covers stolen catalytic converters depends on the specific policy and coverage options selected by the car owner. Comprehensive coverage, which is an optional coverage that covers non-collision damage to a vehicle, such as theft, vandalism, or weather-related damage, typically covers the theft of catalytic converters. However, it’s important to check with your insurance provider to see if catalytic converter theft is specifically listed as a covered peril, as some policies may have exclusions or limitations.
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How to Check if Your Car Insurance Covers Catalytic Converter Theft
To check if your car insurance covers catalytic converter theft, review your policy documents or contact your insurance provider. Ask specifically if catalytic converter theft is covered under your comprehensive coverage and if there are any deductibles or limitations that apply.
What Should You Do if Your Catalytic Converter is Stolen?
If your catalytic converter is stolen, the first step is to file a police report. Be sure to provide as much information as possible, such as the make and model of your car, the location and time of the theft, and any identifying marks on the stolen converter. Contact your insurance provider as soon as possible to report the theft and initiate the claims process. Keep any receipts or documentation related to the theft and the replacement of the converter, as this may be required by your insurance provider .
How can you protect against catalytic converter theft?
As catalytic converter thefts continue to rise, it’s important to take steps to protect your vehicle from becoming a victim of this crime. Here are some tips on how to protect against catalytic converter theft:
Park in well-lit areas: Thieves are less likely to target a vehicle that is parked in a well-lit area as they are more likely to be seen.
Install a catalytic converter lock: A catalytic converter lock is a device that makes it difficult for thieves to remove the converter from your vehicle. This can be an effective deterrent to theft.
Get an alarm system: An alarm system can alert you and others nearby if someone attempts to steal your converter.
Etch your converter: Etching your catalytic converter with a unique identification number can make it less desirable to thieves as it makes it more difficult for them to sell.
Install security cameras: Security cameras can capture footage of potential thieves, making it easier for law enforcement to identify and prosecute them.
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FAQ : Which Cars are least likely to have Catalytic Converter Stolen
Can spray painting my catalytic converter prevent theft?
While it may not completely stop a determined thief, using a high-temperature spray paint to mark your converter can help deter theft by making it clear that the converter is being watched. This can also alert law enforcement and recyclers to potential theft.
Which Cars are least likely to have Catalytic Converter Stolen
Hybrid cars, trucks, and SUVs are often targeted due to the valuable metals in their catalytic converters and their high ground clearance.
What can I do to prevent my catalytic converter from being stolen?
You can install a security device that makes it harder to remove the converter, such as an alarm that activates with vibration. You can also have your license plate number engraved on the converter to help with recovery and deter theft.
How do thieves steal catalytic converters?
Using a battery-powered reciprocating saw, thieves can quickly remove the converter from the exhaust system while sliding underneath the vehicle.
Which states have the most catalytic converter thefts?
California has become a hot spot for catalytic converter theft, with claims for stolen auto parts increasing exponentially in the state.